![]() Your bank or creditor may take more days to process the funds. If your application is approved, we will send funds after you accept the loan. Calculate your loan details and determine the payment options that best suit your financial needs with Scotiabank personal loan calculator. Save on higher-rate debt with a fixed interest rate from 7.99 to 24.99 APR. A Discover personal loan is intended for personal use and cannot be used to pay for post-secondary education, to pay off a secured loan, or to directly pay off a Discover credit card. Calculate your loan details and determine the payment options that best suit your financial needs with Scotiabank personal loan calculator. Why Discover is trusted for personal loans. State restrictions may apply.įor debt consolidation, even with a lower interest rate or lower monthly payment, paying debt over a longer period of time may result in the payment of more in interest. Many factors are used to determine your rate, such as your credit history, application information and the term you select. Just put in the loan amount, loan term, and interest rate. Our lowest rates are available to consumers with the best credit. This loan calculator allows you to easily see your monthly payments and total interest on a loan. ![]() You must have a minimum individual or household annual income of $25,000, be over 18 years of age, and have a valid US SSN to be considered for a Discover personal loan. Loan approval is subject to confirmation that your income, debt-to-income ratio, credit history and application information meet all requirements. Learn more about loan terms, interest rates, and compound interest with the links provided. You can also view the amortization table, schedule table, or bond schedule for each loan type. For example, if you get approved for a $15,000 loan at 12.99% APR for a term of 72 months, you'll pay just $301 per month. Use this calculator to find the monthly payment, total interest, and principal for different types of loans such as mortgages, auto loans, student loans, or personal loans. Your APR will be between x and x based on creditworthiness at time of application for loan terms of x- x months.
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